More and more, employers are offering their unmarried workers
health and other benefits for their spousal equivalents -- often
called "domestic partners."
Over 2,000 private employers offer health and other
benefits to employees for domestic partners.
Today, over 50 cities and counties and seven states offer such benefits.
Costs are low.
The administrative costs of implementing domestic
partner benefits are insignificant.
The accruing costs of domestic partner benefits are exactly comparable
to the costs of adding spouses when employees marry. Many domestic
partner benefits, like family leave and access to company facilities,
cost employers next to nothing. Fears about high HIV-related costs
have been shown to be unwarranted; insurers are not increasing premiums
or other costs for employers who provide domestic partner benefits.
Risks of adverse selection -- less healthy spousal
equivalents enrolling at a higher rate than healthy spousal equivalents
-- have proven no greater than for married spouses.
Cost aside, it's the right thing to do. Employee benefits are a
significant part of worker compensation, yet traditionally have
been available for the families of married employees but not for
the families of most unmarried employees. A benefit that recognizes
marriage as the only vehicle for extending benefits to workers'
long-term committed partners is unfair to many employees.
D.P. benefits make good personnel -- and
public -- policy.
To recruit and retain valuable employees, employers
improve their competitiveness by offering these benefits. A fair
benefits policy promotes good morale and company loyalty; it makes
clear that lesbian and gay employees are valued members of the workforce.
Employees are more productive in an environment
where they know that their families are secure and that their employers
respect them regardless of sexual orientation and marital status.
Polls show the vast majority of the American public believe that
lesbians and gays should be free from discrimination in the workplace.
Companies which promote fair work conditions have a more positive
public image. Domestic partner benefits shield the public from the
health care costs that must be absorbed for people who are uninsured.
Domestic but not equal: benefits for gay couples and other domestic
partners are still inferior to those for employees who can get benefits
for spouses.
Employees with civil marriages need to provide,
at most, marriage certificates for spouses to qualify for benefits;
domestic partners often must provide extensive documentation to
"prove" their relationships. With domestic partner benefits,
employees pay for coverage with post-tax dollars, and then must
pay taxes on the employers' share of payment for the benefits as
added income. Married employees pay no taxes on benefits they receive.
Opponents are dwindling and largely limited to small anti-gay groups
and religious extremists.
Lambda has advised many municipalities and other
employers about this issue and serves as a resources about related
legal issues.
From Lambda
Legal . Visit their website for much more information.
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